{"total_entries":19,"feed_entries":"[{\"feed_entry\":{\"created_at\":\"2012-05-04T00:32:03+01:00\",\"title\":\"New Small Grants programme for environmental activity in Lozells, Birchfield and Handsworth\",\"guid\":\"http://birchfield.org.uk/?p=1382\",\"updated_at\":\"2012-05-04T00:32:03+01:00\",\"url\":\"http://feedproxy.google.com/~r/birchfield/~3/2_CmDXWVK5M/\",\"lng\":null,\"id\":475091,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Introducing a small grants funding open to groups and organisations operating in the Lozells and East Handsworth Ward to support activities related to environmental issues. This is a grant programme funded through a donation by Apollo Group to Midland Heart and is being overseen by the Lozells and East Handsworth [...]\",\"published_at\":\"2012-04-02T09:09:58+01:00\",\"feed_owner_id\":505,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-10-18T18:40:14+01:00\",\"title\":\"Social Media Surgeries \\u00e2\\u20ac\\u201c 1st one on the 8th November at 5.30pm\",\"guid\":\"http://www.finchlinks.com/?p=314\",\"updated_at\":\"2011-10-18T18:40:14+01:00\",\"url\":\"http://www.finchlinks.com/2011/10/social-media-surgeries-1st-one-on-the-8th-november-at-5-30pm/\",\"lng\":null,\"id\":465223,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Thanks to Helen at Cafe Buzz, we can announce the first of our Social Media Surgeries on the 8th November (5.30pm &#8211; 7.30pm). Book your place now &#8211; before they all go. If you want to, you can register either as someone wanting help, or if you&#8217;re a bit of a social media expert yourself, [...] Related posts:North Finchley Business Forum &#8211; a few points that came up First offers from local shops for Independents Day Meeting with the North Finchley Business Forum \",\"published_at\":\"2011-10-18T17:23:39+01:00\",\"feed_owner_id\":304,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-10-10T10:40:54+01:00\",\"title\":\"Cutting the cost of cutting carbon emissions in Finchley\",\"guid\":\"http://www.finchlinks.com/?p=297\",\"updated_at\":\"2011-10-10T10:40:54+01:00\",\"url\":\"http://www.finchlinks.com/2011/10/cutting-the-cost-of-cutting-carbon-emissions-in-finchley/\",\"lng\":null,\"id\":459537,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Just a quick note to plug the Energise Barnet project. It&#8217;s a collaborative buying scheme that helps with the purchase of domestic solar panels and provides help with insulation. They&#8217;re currently bidding for some funding from the Pitch Pledge Party &#8211; one click from you on the website will help support their case &#8211; vote [...] Related posts:Meeting with the North Finchley Business Forum Finchlinks meeting &#8211; 8pm, 22nd April \",\"published_at\":\"2011-10-10T10:29:39+01:00\",\"feed_owner_id\":304,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-10-06T12:53:25+01:00\",\"title\":\"Social enterprise network launches in Shropshire\",\"guid\":\"http://www.shropshirelive.com/?p=25996\",\"updated_at\":\"2011-10-06T12:53:25+01:00\",\"url\":\"http://www.shropshirelive.com/2011/10/06/social-enterprise-network-launches-in-shropshire/\",\"lng\":null,\"id\":457448,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Do you run a Social Enterprise in Shropshire? If so, you'll want to know about this...\",\"published_at\":\"2011-10-06T11:07:58+01:00\",\"feed_owner_id\":623,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-08-31T14:33:40+01:00\",\"title\":\"Education Open Day at Aspire and Succeed \\u00e2\\u20ac\\u201c 3rd Sept 10am to 12pm\",\"guid\":\"http://birchfield.org.uk/?p=1224\",\"updated_at\":\"2011-08-31T14:33:40+01:00\",\"url\":\"http://feedproxy.google.com/~r/birchfield/~3/LPJr5-LlQrs/\",\"lng\":null,\"id\":434017,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Dear Parent\\u00c2\\u00a0 This Saturday, 3rd September 2011 between 10am -12pm at The Carpenters Rd Hub, 3a Carpenters Rd, Lozells, B19 2BA, we will be holding our Annual Open morning for the new academic year. A team of experienced Teachers will be at hand to talk to parents about the educational [...]\",\"published_at\":\"2011-08-31T12:42:10+01:00\",\"feed_owner_id\":505,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-08-25T10:36:51+01:00\",\"title\":\"Fightback Britain! - A Social Enterprise Fightback Hull and Holderness?\",\"guid\":\"tag:blogger.com,1999:blog-5620288264041844950.post-4817701689723628361\",\"updated_at\":\"2011-08-25T10:36:51+01:00\",\"url\":\"http://hu12net.blogspot.com/2011/08/fightback-britain-social-enterprise.html\",\"lng\":null,\"id\":430530,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"FIGHTBACK BRITAIN, published this month, documents the largest analysis of the social enterprise sector in the UK. It has revealed that a new breed of younger social entrepreneurs are starting businesses in the country's most deprived communities. These social businesses are tackling deprivation and social problems whilst becoming accountable to their customers, involving them in decision-making. The report published by Social Enterprise UK and supported by the Co-operative Bank details that three times as many social enterprises as mainstream businesses are operating in the UK\\u00e2\\u20ac\\u2122s poorest areas (39% compared to 13%) \\u00e2\\u20ac\\u201c where a third of all social enterprise start-ups have originated. In what is termed as&nbsp;\\\"The start-up explosion\\\",&nbsp;the report states that&nbsp;14% of all social enterprises are start-ups, less than two years old \\u00e2\\u20ac\\u201c which is more than three times the proportion of start ups among mainstream small&nbsp;businesses. The recession, rather than putting people off this form of enterprise, is acting as a catalyst. Fightback Britain says: \\\"The UK\\u00e2\\u20ac\\u2122s economic woes have hot-housed the need for a business model that delivers sustainable economic growth while fostering social change and innovation. Damage to the reputation of important parts of the UK economy in the wake of the financial crisis, cuts to public services, and concern for how civil society can suffer cuts and continue to care for its most vulnerable members, have brought social enterprise to the fore.\\\"Hull and Holderness could be on the verge of its own enterprise revolution - the ingredients are all there: The recent announcements about the Enterprise Zone and the KC Invest fund;&nbsp; a recession-hit population in which deprivation and social problems have been highlighted;&nbsp; mass unemployment and the threat of unemployment convincing would-be entrepreneurs that now just might be the time to try something different. Social Enterprise - and support for social enterprise - now needs to be factored into this mix! You can download the Fightback Britain report for free from the Social Enterprise UK website.\",\"published_at\":\"2011-08-25T09:34:00+01:00\",\"feed_owner_id\":548,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-08-19T18:37:17+01:00\",\"title\":\"Jobs in Brum social enterprises \\u00e2\\u20ac\\u201c Sales/Marketing, Childcare, Cook, Admin, Tutors..\",\"guid\":\"http://birchfield.org.uk/?p=1204\",\"updated_at\":\"2011-08-19T18:37:17+01:00\",\"url\":\"http://feedproxy.google.com/~r/birchfield/~3/ordluWdmtJU/\",\"lng\":null,\"id\":427355,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Social Enterprises are businesses that operate for social and environmental benefit. They seek to make a profit, but make sure that they do so in an ethical way that benefits communities and societies. Below are details of jobs currently being offered by two social enterprises based in Birmingham &#8211; \\u00c2\\u00a0ENTA [...]\",\"published_at\":\"2011-08-19T17:00:38+01:00\",\"feed_owner_id\":505,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-08-12T10:43:47+01:00\",\"title\":\"Village SOS - Support for your village community enterprise!\",\"guid\":\"tag:blogger.com,1999:blog-5620288264041844950.post-1090596903809437688\",\"updated_at\":\"2011-08-12T10:43:47+01:00\",\"url\":\"http://hu12net.blogspot.com/2011/08/village-sos-support-for-your-village.html\",\"lng\":null,\"id\":421863,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"VILLAGE SOS is a new campaign that has been launched to help people in rural communities tackle the trend of decline by helping them set up and run community enterprises. The campaign, financed by the Big Lottery Fund, will see a national advice line and expert support rolled out to rural communities that are starting a community business.   The campaign was launched on Wednesday 10th August as part of a new six-part television series from BBC One.  The Active campaign will see expert advisers provide support and guidance to people who have been inspired by series to set up and run their own community enterprises; e.g. shops, pubs, libraries, broadband services and community transport. Find out more at the website www.villagesos.org.uk which includes details of the Advice Line which will be open 24-hours-a-day and signpost you to business advisers that can help with issues such as legal structures, funding streams or marketing your enterprise. To access resources and help through Village SOS you have to become a member - membership is free and takes 2 - 5 minutes to join online via the website. Find out more about Village SOS via the BBC trailer:  Source: Locality\",\"published_at\":\"2011-08-12T09:34:00+01:00\",\"feed_owner_id\":548,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-08-08T14:47:10+01:00\",\"title\":\"Calling all Shropshire Social Entrepreneurs!\",\"guid\":\"http://www.shropshirelive.com/?p=21861\",\"updated_at\":\"2011-08-08T14:47:10+01:00\",\"url\":\"http://www.shropshirelive.com/2011/08/08/calling-all-shropshire-social-entrepreneurs/\",\"lng\":null,\"id\":418240,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"\\u00e2\\u20ac\\u02dcVenture\\u00e2\\u20ac\\u2122 is a new Networking group being launched on Wednesday 7th September 2011 at Atcham Memorial Hall, Atcham, Shrewsbury.\",\"published_at\":\"2011-08-08T14:41:40+01:00\",\"feed_owner_id\":623,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-07-06T14:38:06+01:00\",\"title\":\"The Green Man, Strawberry Vale\",\"guid\":\"http://www.finchlinks.com/?p=233\",\"updated_at\":\"2011-07-06T14:38:06+01:00\",\"url\":\"http://www.finchlinks.com/2011/07/the-green-man-strawberry-vale/\",\"lng\":null,\"id\":395954,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"I\\u00e2\\u20ac\\u2122ve been meaning to post something up about The Green Man centre in Strawberry Vale here for a while. Technically, it\\u00e2\\u20ac\\u2122s not in the area we\\u00e2\\u20ac\\u2122re currently covering (we\\u00e2\\u20ac\\u2122re sticking north of the North Circular Road and the Green Man is *just* on the other side of the road) but it\\u00e2\\u20ac\\u2122s a really good example [...] No related posts.\",\"published_at\":\"2011-07-06T13:04:29+01:00\",\"feed_owner_id\":304,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-07-06T10:34:28+01:00\",\"title\":\"\\u00e2\\u20ac\\u02dcInnovation Bank\\u00e2\\u20ac\\u2122 workshop on Friday\",\"guid\":\"http://www.finchlinks.com/?p=228\",\"updated_at\":\"2011-07-06T10:34:28+01:00\",\"url\":\"http://www.finchlinks.com/2011/07/innovation-bank-workshop-on-friday/\",\"lng\":null,\"id\":395697,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Barnet Council have launched something called an Innovation Bank. It\\u00e2\\u20ac\\u2122s a fund that you can apply for if you need a bit of financial help with an idea that will help to address a local issue. There\\u00e2\\u20ac\\u2122s an \\u00e2\\u20ac\\u02dcIdeas Festival\\u00e2\\u20ac\\u2122 on Friday (3-5pm) at the North London Business Park council offices (Building Two) which you [...] No related posts.\",\"published_at\":\"2011-07-06T10:01:52+01:00\",\"feed_owner_id\":304,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-06-03T10:34:30+01:00\",\"title\":\"Back our Energyshare bid to boost community power\",\"guid\":\"74974:644605:11668046\",\"updated_at\":\"2011-06-03T10:34:30+01:00\",\"url\":\"http://feedproxy.google.com/~r/GreenerLeithNews/~3/_N0pwkBJ6eA/back-our-energyshare-bid-to-boost-community-power.html\",\"lng\":null,\"id\":372996,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\" &nbsp;A unique partnership between two Edinburgh community groups has been established to develop a community owned wind turbine on the coast between Portobello and Leith. PEDAL &ndash; Portobello Transition Town and Greener Leith have joined forces to conduct detailed feasibility work on a site within the Seafield Waste Water Treatment Works. Early surveys suggest a wind turbine on this site has the potential to generate enough renewable energy to supply the annual electricity needs of 300 - 1300 households, depending on the size of turbine installed.The generator would be the first community-owned urban wind turbine in Scotland.The project would see substantial sums raised for local community projects over the lifetime of the project. The two groups have now launched a campaign to raise funding to develop the project, and are urging local residents to help win funding by supporting a bid to the Energyshare Fund.The projects with the most supporters on the Energyshare website have the greatest chance of winning funding. Therefore, both community groups are urging Edinburgh residents to register their support on the Energyshare website before the 30th June at:http://tiny.cc/porty-leith-windThe project also has the backing of local Members of the Scottish Parliament Malcolm Chisholm and Kenny MacAskill. The proposed site sits on the boundary of their two constituencies.Jane Lewis, Chair of PEDAL &ndash; Portobello Transition Town said:&ldquo;\\\"We have been working hard to find suitable renewable energy projects that will deliver carbon savings, a long-term source of funding for local community projects, and also provide a visible demonstration of the renewable resources to be found locally. We think this proposal has real promise, and we&rsquo;re asking for community support to take it forward.&rdquo;Charlotte Encombe, Chair of Greener Leith said:\\\"This project could create a community fund to help thousands of local people for many years into the future. Whilst there's still a lot of work to do before the project gets the final green light, we hope that the proposed wind turbine will become a landmark and a source of local pride, as well as power.&rdquo;Kenny MacAskill, Member of the Scottish Parliament for Edinburgh Eastern said,&ldquo;I fully support this excellent proposal from Pedal and Greener Leith which chimes well with our national moves to develop Scotland as the Green Energy Powerhouse of Europe, and to encourage community ownership of renewables. I&rsquo;m pleased to hear that Pedal will be seeking local residents&rsquo; views.&rdquo;Malcolm Chisholm, Member of the Scottish Parliament for Edinburgh Northern and Leith said,&ldquo;A community-owned wind turbine in Leith could be a real asset for the area, since it would harness the power of the wind for community benefit. Many of my constituents are concerned about climate change, and this proposal could be a visible sign that the community wants to tackle that. I commend Greener Leith and Pedal for bringing this idea forward, and look forward to hearing what local residents think of the proposals.&rdquo; Everybody is quite clear that the project will only be able to go ahead with the backing of local residents, and many details of the project remain to be worked out, including the size of the turbine, the way any financial surplus is distributed from the project, and what types of activities the money would be used to fund. &nbsp; &nbsp; The images above illustrate what the turbine would look like if the largest feasible turbine was supported by the public. You can see a larger version of the images by clicking on them. We should add that these images are just to give you an idea of what the turbine would look like and the final appearance could vary depending upon the outcome of the public consultation process that we intend to announce shortly. You can find out more details about the project in this Frequently Asked Questions document that we have prepared: Portobello &amp; Leith Community Wind Energy Project FAQ Final(function() { var scribd = document.createElement(\\\"script\\\"); scribd.type = \\\"text/javascript\\\"; scribd.async = true; scribd.src = \\\"http://www.scribd.com/javascripts/embed_code/inject.js\\\"; var s = document.getElementsByTagName(\\\"script\\\")[0]; s.parentNode.insertBefore(scribd, s); })(); Lastly, you may think that building a community owned wind turbine is an off the wall idea that could never happen. Well you may be surprised to learn that this week, the first ever community owned wind turbine project on mainland Scotland is about to start generating power, after five years work by local volunteers in the Aberdeenshire area of Udny. Alastair Tibbitt from Greener Leith managed to catch up with two of those volunteers, Brian MacDougall and Mike MacDonald, after they'd been speaking at a meeting on energy policy called by Friends of the Earth Scotland. They shared their thoughts on their five year journey from idea to turbine construction in an audio interview that you can listen to below:&nbsp; Listen! Would you like to get involved in helping to develop a community wind turbine project at Seafield? The first thing you need to do is back our bid on the Energyshare website here: http://tiny.cc/porty-leith-wind    \",\"published_at\":\"2011-06-03T08:43:19+01:00\",\"feed_owner_id\":150,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-04-04T12:40:17+01:00\",\"title\":\"New social enterprise goes live in Shropshire\",\"guid\":\"http://www.shropshirelive.com/?p=13985\",\"updated_at\":\"2011-04-04T12:40:17+01:00\",\"url\":\"http://www.shropshirelive.com/2011/04/04/new-social-enterprise-goes-live-in-shropshire/\",\"lng\":null,\"id\":331772,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"Communities Can, a new social enterprise aiming to meet head on the likely loss of local public services, goes live in Shropshire today.\",\"published_at\":\"2011-04-04T11:55:58+01:00\",\"feed_owner_id\":623,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-03-21T17:21:22+00:00\",\"title\":\"A New Deal For The Island: IW Community Discount Card\",\"guid\":\"http://ventnorblog.com/?p=74562\",\"updated_at\":\"2011-03-21T17:21:22+00:00\",\"url\":\"http://ventnorblog.com/2011/03/21/a-new-deal-for-the-island-iw-community-discount-card/\",\"lng\":null,\"id\":321876,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"New discount card opportunity for residents, visitors and businesses\",\"published_at\":\"2011-03-21T16:00:38+00:00\",\"feed_owner_id\":74,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2011-03-08T18:48:52+00:00\",\"title\":\"The Season of Learning\",\"guid\":\"http://ventnorblog.com/?p=73431\",\"updated_at\":\"2011-03-08T18:48:52+00:00\",\"url\":\"http://ventnorblog.com/2011/03/08/the-season-of-learning/\",\"lng\":null,\"id\":312515,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"A range of courses, many free, on offer from the IW Rural Community Council\",\"published_at\":\"2011-03-08T18:11:38+00:00\",\"feed_owner_id\":74,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2010-11-16T10:34:31+00:00\",\"title\":\"Make a Job, Don't Take a Job! - Global Entrepreneurship Week\",\"guid\":\"tag:blogger.com,1999:blog-5620288264041844950.post-836332424740770602\",\"updated_at\":\"2010-11-16T10:34:31+00:00\",\"url\":\"http://hu12net.blogspot.com/2010/11/make-job-dont-take-job-global.html\",\"lng\":null,\"id\":232718,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"IT'S GLOBAL ENTREPRENEURSHIP WEEK this week. The key message coming from the promoters is the call to individuals to Make a Job, Don't Take a Job! Peter Jones,\\u00c2\\u00a0of Dragon's Den fame has said that the week is vital in helping to inspire thousands of people to pursue their ideas and dreams. He says on the Global Entrepreneurship Week\\u00c2\\u00a0website that \\\"Entrepreneurs are not born, they are made. \",\"published_at\":\"2010-11-16T08:51:00+00:00\",\"feed_owner_id\":548,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2010-10-16T14:40:43+01:00\",\"title\":\"Black History Month: Keep your Business in Business networking event\",\"guid\":\"http://sohowardbirmingham.com/?p=1437\",\"updated_at\":\"2010-10-16T14:40:43+01:00\",\"url\":\"http://sohowardbirmingham.com/2010/10/16/black-history-month-keep-your-business-in-business-networking-event/\",\"lng\":null,\"id\":209299,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"\\u00c2\\u00a0\\u00c2\\u00a0\\u00c2\\u00a0As a part of Black History\\u00c2\\u00a0 Month\\u00c2\\u00a0 UBL and WMFS are hosting an event designed to inspire, empower and promote Black businesses; aimed at both experienced business owners and those new to business.\\u00c2\\u00a0 \\u00c2\\u00a0This event will offer:\\u00c2\\u00a0\\u00c2\\u00a0\\u00c2\\u00a0 \\u00e2\\u20ac\\u00a2 Speakers informing you how to keep your business safe\\u00c2\\u00a0\\u00c2\\u00a0 \\u00e2\\u20ac\\u00a2 A constructive workshop on the benefits of [...]\",\"published_at\":\"2010-10-16T13:12:27+01:00\",\"feed_owner_id\":504,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2010-08-12T14:34:51+01:00\",\"title\":\"South Manchester housing trust wins North West award\",\"guid\":\"http://insidethem60.journallocal.co.uk/?p=3656\",\"updated_at\":\"2010-08-12T14:34:51+01:00\",\"url\":\"http://insidethem60.journallocal.co.uk/2010/08/12/south-manchester-housing-trust-wins-north-west-award/\",\"lng\":null,\"id\":163133,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"South Manchester and Wythenshawe based Housing Trust Willow Park Housing has been crowned the most enterprising place in the Northwest. The Trust was recognised for their Enterprise Project, which is based in a ward ranked in the top 1 per cent most deprived areas in England. As a Housing Trust, \\u00e2\\u20ac\\u02dcenterprise\\u00e2\\u20ac\\u2122 is not their main [...]\",\"published_at\":\"2010-08-12T14:23:16+01:00\",\"feed_owner_id\":433,\"lat\":null}},{\"feed_entry\":{\"created_at\":\"2010-06-09T16:35:40+01:00\",\"title\":\"On the margins of mainstream banking\",\"guid\":\"http://insidethem60.journallocal.co.uk/?p=1209\",\"updated_at\":\"2010-06-09T16:35:40+01:00\",\"url\":\"http://insidethem60.journallocal.co.uk/2010/06/09/on-the-margins-of-mainstream-banking/\",\"lng\":null,\"id\":109660,\"feed_owner_type\":\"HyperlocalSite\",\"summary\":\"For most people, running their lives without a bank account would be  unthinkable, yet nearly a million adults in Britain have to cope without  one\\u00c2\\u00b9, living almost entirely in the cash economy. A new report\\u00c2\\u00a0 explores the  experience of some of the most vulnerable individuals in 21st century Britain and why they do not have even basic bank accounts,  and as a consequence miss out on the benefits many of us take for  granted. As the new Government launches a reform of mainstream banking,  Consumer Focus,a\\u00c2\\u00a0 statutory organisation  campaigning for a fair deal for consumers in England, is calling for the real lives and experiences of  consumers to be at the heart of these changes. Their report entitled on the Margins\\u00e2\\u20ac\\u2122 shows  how the most vulnerable remain left behind by the banking sector,  despite many good initiatives, and are effectively pushed to the edges  of the economy. The\\u00c2\\u00a0 new research featured 50 in-depth interviews  with consumers without a bank account. The sample included people  marginalised by social and economic circumstances such as bereavement,  bankruptcy, illness or disability, homeless or mental health problems.  The report shows that many see the benefits in having a bank account,  but they are unable or unwilling to join the mainstream market. Vulnerable consumers can lose out time  and time again by not having a bank account.\\u00c2\\u00a0 They pay more by not being able to use Direct Debit for  household bills or the internet to buy goods and services. They miss  out on safer money management and convenient ATM cash access. They will  find it difficult to access mainstream credit, insurance or to save  effectively. Increasingly they will find it difficult to be paid for  work , it is estimated that by 2018 only 2 per cent of employees will be  paid in cash.  The report identifies a number of common barriers that prevent  consumers taking advantage of the benefits of mainstream banking  services including practical issues such as not havingthe necessary forms of ID,thriugh to attitudes ranging from a mistrust of banks and fear of debt. The report calls on any reform of the banking sector by the Government to address the  issue of people marginalised by not having a bank account as well as providing tailored practical support with opening and managing a bank account  should be provided, particularly for people struggling for financial  stability, adults with learning difficulties or anyone without a bank  account following a crisis in their life. It is estimated that there are still 890,000 adults and 690,000 households without access to a  bank account.Most will be in the poorest communities. \",\"published_at\":\"2010-06-09T16:27:33+01:00\",\"feed_owner_id\":433,\"lat\":null}}]","page":1,"per_page":30}